Saturday, February 13, 2016

In the Spirit of Valentine's Day... Walgreens. W i...

The Open Scroll Blog: In the Spirit of Valentine's Day... Walgreens. W i...: 16 “Now no one after lighting a lamp covers it over with a container, or puts it under a bed; but he puts it on a lamp stand, so that those w...

This is what a country looks like after the USA goes in to "help" its people with a regime change. Which just means stealing their wealth and bombing them back into the stone age. These pics are the same all over, Iraq, Lebanon, Libya, Syria, Afghantistan, et al

Autocracy:

Democracy:

Autocracy:

Democracy:

Autocracy:

Democracy:

Autocracy:

Democracy:

Autocracy:

Democracy:

"Yes we can"... destroy the entire Middle East...
Window dressing dookey boy

Samsung Warns Customers To Think Twice About What They Say Near Smart TVs

Source: Jake Anderson

In a troubling new development in the domestic consumer surveillance debate, an investigation into Samsung Smart TVs has revealed that user voice commands are recorded, stored, and transmitted to a third party. The company even warns customers not to discuss personal or sensitive information within earshot of the device.
This is in stark contrast to previous claims by tech manufacturers, like Playstation, who vehemently deny their devices record personal information, despite evidence to the contrary, including news that hackers can gain access to unencrypted streams of credit card information.
The new Samsung controversy stems from the discovery of a single haunting statement in the company’s “privacy policy,” which states:
“Please be aware that if your spoken words include personal or other sensitive information, that information will be among the data captured and transmitted to a third party.”
This sparked a back and forth between the Daily Beast and Samsung regarding not only consumer privacy but also security concerns. If our conversations are “captured and transmitted,” eavesdropping hackers may be able to use our “personal or other sensitive information” for identity theft or any number of nefarious purposes.
There is also the concern that such information could be turned over to law enforcement or government agencies. With the revelation of the PRISM program — by which the NSA collected data from Microsoft, Google, and Facebook — and other such NSA spying programs, neither the government nor the private sector has the benefit of the doubt in claiming tech companies are not conscripted into divulging sensitive consumer info under the auspices of national security.
Michael Price, counsel in the Liberty and National Security Program at the Brennan Center for Justice at the NYU School of Law, stated:
“I do not doubt that this data is important to providing customized content and convenience, but it is also incredibly personal, constitutionally protected information that should not be for sale to advertisers and should require a warrant for law enforcement to access.”
Responding to the controversy, Samsung updated its privacy policy, named its third party partner, and issued the following statement:
“Voice recognition, which allows the user to control the TV using voice commands, is a Samsung Smart TV feature, which can be activated or deactivated by the user. The TV owner can also disconnect the TV from the Wi-Fi network.”
Under still more pressure, Samsung named its third party affiliate, Nuance Communications. In a statement to Anti-Media, Nuance said:
“Samsung is a Nuance customer. The data that Nuance collects is speech data. Nuance respects the privacy of its users in its use of speech data. Our use of such data is for the development and improvement of our voice recognition and natural language understanding technologies. As outlined in our privacy policy, third parties work under contract with Nuance, pursuant to confidentiality agreements, to help Nuance tailor and deliver the speech recognition and natural language service, and to help Nuance develop, tune, enhance, and improve its products and services.
“We do not sell that speech data for marketing or advertising. Nuance does not have a relationship with government agencies to turn over consumer data…..There is no intention to trace these samples to specific people or users.”
Nuance’s Wikipedia page mentions that the company maintains a small division for government and military system development, but that is not confirmed at this time.
Despite protestations from these companies that our voice command data is not being traced to specific users or, worse, stored for use by government or law enforcement agencies, it seems that when it comes to constitutional civil liberties, the end zone keeps getting pushed further and further down the field.
For years, technologists and smart device enthusiasts claimed webcam and voice recording devices did not store our information. While Samsung may be telling the truth about the use of that data, there are countless companies integrating smart technology who may not be using proper encryption methods and may have varying contractual obligations to government or law enforcement.

Is it really safe for us to assume that the now exceedingly evident symbiotic relationship between multinational corporations and government agencies does not still include a revolving door for the sharing of sensitive consumer data?

Wednesday, February 10, 2016

Twitter Recruits Crazed Feminist to Police Free Speech

There has been a big push since New Years in the Financial circles for a cashless society, the cover story being Negative interest rates or NIRP. It's a LIE. It's all about TOTAL CONTROL OVER THE PERSON, forcing them to do anything they wish IN ORDER TO BUY AND SELL. JUST LIKE REVELATIONS IN THE BIBLE HAS SAID.

That's right. All the cover stories and lies being told in the Wall street Journal, Financial Times, Bloomberg, etc, is all Network BS to cover the REAL MOTIVE. None shall buy or sell, without government approval.

Criticize the government, they turn off your number.

Protest fascist agendas, they turn off your number.

Be an individual,  they turn off your number.

Think for yourself,  they turn off your number.

Expose Fukushima, chemtrails, satanism, et al, they turn off your number.

Disagree with Social Justice fascism in all its flavors, they turn off your number.

Do anything, anytime, anywhere, THEY DON'T LIKE and,  they turn off your number.

When they turn off your number, or card, then with cash banned, you cannot buy or sell, pay bills, or engage in any kind of commerce.

The Beast System is hard by the door. And all these articles and such are just mental public conditioning to get people's minds ready for Orwellian nightmare they have planned for us.


Tuesday, February 9, 2016

Negative Interest Rates Aimed at Driving Small Banks Out of Business and Eliminating Cash

More than one-fifth of the world’s total GDP is in countries which have imposed negative interest rates, including Japan, the EU, Denmark, Switzerland and Sweden.
Negative interest rates are spreading worldwide.
And yet negative interest rates – supposed to help economies recover – haven’t prevented Japan and Europe’s economies from absolutely going down the drain.
Nor have they even stimulated spending. As ValueWalk points out:
Japan has had ultra-low rates for years and its economy has been terrible. Trillions of debt in Europe now trades at negative interest rates and its economy isn’t exactly booming.  Denmark, Sweden and Switzerland all have negative interest rates, but consumer spending isn’t going up there. In fact, savings rates have been going up in lockstep with the decrease in interest rates, exactly the opposite of what the geniuses at the various central banks expected.

Why is this happening? Simply, savers are scared. Lower interest rates have wrecked their retirement plans. Say you were doing some financial planning 10 years ago and plugged in 3% from your savings account.  Now its 0%.  You still have to plan for your retirement. Plug in 0%. What happens to your planning now?  0% compounded for X years is 0%.  The math is simple. So in order to have your target savings at retirement, you need to save more, not spend more. But for some reason, the economists that run central banks around the world can’t see this. They are all stuck in their offices talking to one another and self-reinforcing this myth that they can drive spending up by reducing the rate of return on investments.  Want to see consumer spending go up?  Don’t wreck their savings plans so that they are too scared to spend.  But that’s too simple. Instead, central banks use a chain of causation that doesn’t exist to try to create change 3 or 4 steps down the line. It hasn’t worked, and it won’t work. It isn’t in an individual’s self-interest to go out and spend their money on more “stuff” in order to spur economic growth.
So what’s really going on? Why are central banks worldwide pushing negative interest rates?
Economics professor Richard Werner – the creator of quantitative easing – notes:
The experience of Switzerland [shows that] negative rates raise banks’ costs of doing business. The banks respond by passing on this cost to their customers. Due to the already zero deposit rates, this means banks will raise their lending rates. As they did in Switzerland. In other words, reducing interest rates into negative territory will raise borrowing costs!

If this is the result, why do central banks not simply raise interest rates? This would achieve the same result, one might think. However, there is a crucial difference: raised rates will allow banks to widen their interest margin and make their business more profitable. With negative rates, banks’ margins will stay low and the financial situation of the banks will stay precarious and indeed become ever more precarious.

As readers know, we have been arguing that the ECB has been waging war on the ‘good’ banks in the eurozone, the several thousand small community banks, mainly in Germany, which are operated not for profit, but for co-operative members or the public good (such as the Sparkassen public savings banks or the Volksbank people’s banks). The ECB and the EU have significantly increased regulatory reporting burdens, thus personnel costs, so that many community banks are forced to merge, while having to close down many branches. This has been coupled with the ECB’s policy of flattening the yield curve (lowering short rates and also pushing down long rates via so-called ‘quantitative easing’). As a result banks that mainly engage in traditional banking, i.e. lending to firms for investment, have come under major pressure, while this type of ‘QE’ has produced profits for those large financial institutions engaged mainly in financial speculation and its funding.

The policy of negative interest rates is thus consistent with the agenda to drive small banks out of business and consolidate banking sectors in industrialised countries, increasing concentration and control in the banking sector.

It also serves to provide a (false) further justification for abolishing cash. And this fits into the Bank of England’s surprising recent discovery that the money supply is created by banks through their action of granting loans: by supporting monetary reformers, the Bank of England may further increase its own power and accelerate the drive to concentrate the banking system if bank credit creation was abolished and there was only one true bank left – the Bank of England. This would not only get us back to the old monopoly situation imposed in 1694 when the Bank of England was founded as a for-profit enterprise by private profiteers. It would also further the project to increase control over and monitoring of the population: with both cash and bank credit alternatives abolished, all transactions, money creation and allocation would be implemented by the Bank of England.
If this sounds like a “conspiracy theory”, the Financial Times argued in 2014 that central banks would be the real winners from a cashless society:
Central bankers, after all, have had an explicit interest in introducing e-money from the moment the global financial crisis began…

***

The introduction of a cashless society empowers central banks greatly. A cashless society, after all, not only makes things like negative interest rates possible, it transfers absolute control of the money supply to the central bank, mostly by turning it into a universal banker that competes directly with private banks for public deposits. All digital deposits become base money.

 http://www.zerohedge.com/news/2016-02-09/economics-professor-negative-interest-rates-aimed-driving-small-banks-out-business-a

Saturday, February 6, 2016

Gold...

We are certainly seeing what we've expected. And yes, silver is simply slightly tracking gold, because as a PM, that's the way. For me, it's about keying into the contango of the futures. For those who got in at the dead lows of December 2015, on minimal premiums, usually under 30 dollars US per ounce, selling in mid to late February and then reacquiring after the inevitable correction once backwardation has run its course, is the smarter play. Short term gains are realized, whilst positioning one's self for further acquisitions after correction. Will gold peak in late February or march? keep an eye on the futures market. Keep an eye on the dollar and its technicals. In this manner one can appreciate earnings and continue to and prepare for, new purchases at reduced prices once this has run its course.

Still stand by the lower prices of gold and silver for the year, especially in summer and late fall. The last thing to do is buy high on the run-up, AFTER it has broken its 50, 200, and multiyear moving average, which gold has already done. Or, as many do, screw profits. Just hold and damn the losses against current price in futures terms against past entrance price points. For many, that's the plan...acquire and hold. Fine. Then you miss profit taking. Pay off some bills, etc.

Currencies die, true inflation above 8%, gold serves and protects

Facebook's War On Freedom Of Speech

Zuckerberg was honored at the CIA and in their circles, his code name is OVERLORD. Guess what facebook is really a front for?
  • Facebook is now removing speech that presumably almost everybody might decide is racist -- along with speech that only someone at Facebook decides is "racist."
  • The sinister reality of a society in which the expression of majority opinion is being turned into a crime has already been seen across Europe. Just last week came reports of Dutch citizens being visited by the police and warned about posting anti-mass-immigration sentiments on social media.
  • In lieu of violence, speech is one of the best ways for people to vent their feelings and frustrations. Remove the right to speak about your frustrations and only violence is left.
  • The lid is being put on the pressure cooker at precisely the moment that the heat is being turned up. A true "initiative for civil courage" would explain to both Merkel and Zuckerberg that their policy can have only one possible result.
It was only a few weeks ago that Facebook was forced to back down when caught permitting anti-Israel postings, but censoring equivalent anti-Palestinian postings.
Now one of the most sinister stories of the past year was hardly even reported. In September, German Chancellor Angela Merkel met Mark Zuckerberg of Facebook at a UN development summit in New York. As they sat down, Chancellor Merkel's microphone, still on, recorded Merkel asking Zuckerberg what could be done to stop anti-immigration postings being written on Facebook. She asked if it was something he was working on, and he assured her it was.

 http://www.zerohedge.com/news/2016-02-05/facebooks-war-freedom-speech

The following map shows the spread of methane over the Los Angeles area and researchers from Eco Watch report that elevated levels of natural gas have been detected as far as 10 miles from the leak:

LA-leak
Been trying to warn people since early december 2015. they are reporting multiple fissures of gas now coming up through the mountain range. When and if this ever ignites...the people of SCV and SFV won't have a chance.

Wednesday, February 3, 2016

House prices finally head downward...like everything else

Capital fleeing real estate as investment for renters

Young American? No house for you, except as a rental
the student loan debt problem is a slightly bigger issue than affordable housing. Part of the reason housing is unaffordable is because of the large student loans people are paying off. If you have to pay $500-$1000 a month in student loans, even renting becomes difficult.

  College costs have risen to the stars under the Obama Administration, so the exiting student can now look forward to skyrocketing student loan payments. PhD’s and Master’s level students might qualify for those $100K annual salaries, but they are saddled with at least 1 1/2 years salary in debt (with Fed loans averaging 6 and 7% for the last few years.) Even if they made enough money to qualify for a loan, their student debt makes qualifying for a house in Cali nearly impossible.
They live at home because the reality of their situation demands it. They CAN’T qualify to buy a house, even if they WANT to. Just watch. The next financial crisis will be all those “irresponsible” student loan borrowers. Money at this point goes to paying everyone else and they still can’t afford to exist. Last time I checked, it was called slavery when everyone owned every dime you made and you ended up with zilch!

The secular trend to expansion of credit has morphed into contraction and liquidation

This is what the Federal Reserve did in the 1930s which actually created the Great Depression and they are now doing the exact same thing. Restrict credit, slow the velocity of money, and everything STOPS.

same old song and dance...that ends in widespread poverty

Tuesday, February 2, 2016

MINI NUKE Porter Ranch santa clarita aliso canyon

New video shows gas still spewing in Porter Ranch. “Very unusual” infect...

Cutting Through The Haze

The Daily Messenger: Cutting Through The Haze: By Don Bradley April 2009 We certainly live in interesting times. We live in a time where governments spray the skies with chemtrails, poiso...

Retail Apocalypse: 2016 Brings Empty Shelves And Store Closings All Across America

Major retailers in the United States are shutting down hundreds of stores, and shoppers are reporting alarmingly bare shelves in many retail locations that are still open all over the country.  It appears that the retail apocalypse that made so many headlines in 2015 has gone to an entirely new level as we enter 2016. 
As economic activity slows down and Internet retailers capture more of the market, brick and mortar retailers are cutting their losses.  This is especially true in areas that are on the lower portion of the income scale.  In impoverished urban centers all over the nation, it is not uncommon to find entire malls that have now been completely abandoned.  It has been estimated that there is about a billion square feet of retail space sitting empty in this country, and this crisis is only going to get worse as the retail apocalypse accelerates.
We always get a wave of store closings after the holiday shopping season, but this year has been particularly active.  The following are just a few of the big retailers that have already made major announcements…
-Wal-Mart is closing 269 stores, including 154 inside the United States.
-K-Mart is closing down more than two dozen stores over the next several months.
-J.C. Penney will be permanently shutting down 47 more stores after closing a total of 40 stores in 2015.
-Macy’s has decided that it needs to shutter 36 stores and lay off approximately 2,500 employees.
-The Gap is in the process of closing 175 stores in North America.
-Aeropostale is in the process of closing 84 stores all across America.
-Finish Line has announced that 150 stores will be shutting down over the next few years.
-Sears has shut down about 600 stores over the past year or so, but sales at the stores that remain open continue to fall precipitously.
But these store closings are only part of the story.
All over the country, shoppers are noticing bare shelves and alarmingly low inventory levels.  This is happening even at the largest and most prominent retailers.
I want to share with you an excerpt from a recent article by Jeremiah Johnson.  The anecdotes that he shares definitely set off alarm bells with me.  Read them for yourself and see what you think…
*****
I came across two excellent comments upon Steve Quayle’s website that bear reading, as these are two people with experience in retail marketing, inventory, ordering, and purchases.  Take a look at these:
#1 (From DJ, January 24, 2016)
“Steve-
[Regarding the] alerts about the current state of the RR industry. This is in line with what I’ve been noticing as I visited our local/regional grocery store, Walmart, and Target this week in WI. I worked in big box retail for 20 years specializing in Inventory Management. These stores are all using computerized inventory management systems that monitor and automatically replenish inventory when levels/shelf stock get low. This prevents “out of stocks” and lost sales. These companies rely on the ability to replenish inventory quickly from regional warehouses.

As I shopped this week and looked at inventory levels I was shocked. There were numerous (above and beyond acceptable levels) out of stocks across category lines at all three retailers.

And even where inventory was on the shelf, the overall levels were noticeably reduced. Based on my experience, working for two of these three organizations in store management, they have drastically/intentionally reduced their inventory levels. This is either due to financial stresses/poor sales effecting their ability to acquire new inventory, or it could be the result of what was mentioned earlier regarding the transporting of goods to these regional warehouses. Either way this doesn’t bode well for the what’s to come.  Stock up now while you can!”
#2 (From a Commenter following up #1 who didn’t provide a name, January 26, 2016)
“I’d like to tailgate on the SQ Alert “based on my experience…” regarding stock levels in big box stores. This weekend we were in two such stores, each in fairly isolated communities which are easily the communities’ best source for acquiring grocery items in quantity.

I myself worked in retail (meat) for thirty years so I know exactly what a well-stocked store looks like, understand the key categories and category drivers, and how shelves are stocked and displays are built to drive sales and profits. I also understand supply chain and distribution methodologies quite well.

Each of the stores we were in were woefully under-stocked. This time of year-the few weeks following the holidays-is usually big business in groceries and low stock levels suggest either poor ordering at the store level, poor purchasing at the distribution level or a purposeful desire to be under-stocked.

Anyone familiar with the retail grocery industry is also familiar with how highly touted “the big box store’s” infrastructure is. They know exactly when demand is high and for what items and in what quantities. It is very unlikely that both stores somehow got “surprised” by unusually high demand. It is reasonable then to imagine that low stock levels in rural areas with few options is a purposed endeavor to assure that both the budget conscious and the folks in more remote areas are not fully able to load up their pantries.

Simply put I believe the major retailer in question is doing their part to limit the ability of rural America to be sufficiently prepared. Nevertheless, we are wise to do our best to keep ahead of the curve. God bless your efforts, Steve.”
*****
Yes, this is just anecdotal evidence, but it lines up perfectly with hard numbers that we have been discussing.
Exports are plummeting all over the globe, and the Baltic Dry Index just plunged to another new all-time record low.  The amount of stuff being shipped around by air, truck and rail inside this country has been dropping significantly, and this tells us that real economic activity is really slowing down.
If you currently work in the retail industry, your job is not secure, and you may want to start evaluating your options.
We have entered the initial phases of a major economic downturn, and it is going to be especially cruel to those on the low end of the income spectrum.  Do what you can to get prepared now, because the economy is not going to be getting better any time soon.
 http://www.zerohedge.com/news/2016-02-02/retail-apocalypse-2016-brings-empty-shelves-and-store-closings-all-across-america