TransUnion: 4,000 employees in India. No physical footprint. No consumer presence.
When Indian stolen ID scammers control credit reporting agencies, AMERICA IS DOOMED.
Yes this is one of America’s three credit bureaus - the companies that decide your credit score, mortgage eligibility, even job background checks.
In July 2025, over 4.4 million Americans had personal data exposed in a TransUnion breach tied to a third-party app used for offshore support. Names, birth dates, Social Security numbers, and addresses were compromised.
TransUnion insists core credit files were untouched, but the breach shows how fragile the system becomes once U.S. financial data leaves U.S. soil. But it’s bigger than that… TransUnion offshored critical credit data operations to regions long associated with credential fraud, data leaks, and weak enforcement.
Those aren’t cultural problems - they’re systemic risks. When you outsource your nation’s financial backbone to a market known for fake degrees, proxy hiring, and corruption, breaches aren’t accidents. They’re predictable. They sent sensitive personal and financial data to the same region responsible for a wave of tech-support scams that rob elderly Americans of billions each year - all while turnover remains high and morale low.
What could go wrong? You can’t change your credit history or Social Security number like a password. Once it’s exposed, it’s permanent. They exported the jobs, the data, and the risk, but not the accountability. If you handle America’s credit backbone, the work should stay in America.
https://x.com/chiefengineerce/status/2025615316664107083